iCASH is a network of service suppliers developed and operated by AMZ Access that enables customers to avail and pay for services directly from their bank account or with the use of stored value cards. These payments are facilitated through the convenience of alternate new media channels like the Mobile Phone, the Internet or through a Call Center/IVR and not having to visit a bank branch or ATM location. The wide range of service suppliers includes utility companies, airlines, mobile operators, school systems, retail chains, hotel chains etc. and major banks, all plugged into one network.

iCASH also enables consumers and businesses to transfer and receive payments with the use of its Public ID and PIN (Personal Identification Number) through the above-mentioned new media electronic channels conveniently. The system also caters to the large and growing unbanked market that can receive and make payments without having a bank account or a credit card.

iCASH also facilitates banks with an extranet application called the Bills Hub that is used for window or over the counter collections of utility bill payments at branches, offering real-time connectivity and access to the billing systems of a large number of utility companies through one Bills Hub, a centralized repository of utilities billing information. The system further facilitates utility companies with one stop connection to all the major banks through the iCASH Bills Hub, making reconciliation and dispute resolution a very simple process with all parties connecting into one interface and extensive real-time reporting capability on collections. The system’s flexibility further allows banks and utility companies to promote payment of utility bills using ‘iCASH New Media Channels’ such as the Internet, through a Call Center/IVR and through the convenience of the Mobile Phone making the process convenient and cost effective.